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Titling hurricane-damaged vehicles

November 18, 2010

In response to issues regarding vehicles damaged by last year’s hurricanes, the Illinois secretary of state’s office established new procedures to obtain a clean Illinois Certificate of Title—if the vehicle’s surrender title comes from Louisiana, Alabama or Mississippi.

 

The procedures were developed by the Illinois Secretary of State Police and General Counsel’s office and are consistent with procedures used by the Louisiana Department of Motor Vehicles.

 

  • Each application for a clean Illinois title will be reviewed to determine if the vehicle is listed in the NICB (National Insurance Crime Bureau) database of known hurricane-damaged vehicles. Dealers can search www.nicb.org to determine if trade-in/auction vehicles were in the hurricane area. Click on the "Theft and Fraud Awareness" link, then the "Flood Vehicle Database" link. From there simply enter the VIN. The site is free.
  • If the vehicle is not in that database, the application will be further reviewed to determine if it was registered in a flood county.
  • If the vehicle appears in the NICB database, the vehicle will be issued an Illinois Flood Title only (regardless of whether or not a branding appears on the surrender title).
  • If the vehicle is not in the NICB database but was registered in a flood county, a Hurricane Disclosure Statement must be completed in order to obtain a clean Illinois title. The statement must be signed by the registered owner and his insurance agent at the time of the hurricane. Any applicant unable or unwilling to supply the signed form will receive an Illinois Flood Title only (regardless of whether or not a branding appears on the surrender title).
  • Vehicles with clean surrender titles from these states that do not appear in the NICB database and were not registered in a flood county will receive clean Illinois titles.
  • Vehicles coming to Illinois with a title branded from one of these states will be treated the same as previous policy and receive a similar Illinois branding.
  • If an applicant wishes to receive an Illinois Flood Title from a clean Louisiana, Alabama or Mississippi surrender title they need not complete the Hurricane Disclosure Statement.
 

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