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After Matthew, secretary of state watching for flooded vehicles

October 21, 2016
In the wake of Hurricane Matthew, which slammed the East Coast this month, the Illinois secretary of state is screening title applications from vehicles registered in regions of the affected states.
 
The office’s vehicle services department is examining vehicles from parts of Florida, Georgia, North Carolina and South Carolina that were declared disaster areas because of flooding and damage in the wake of the hurricane.
 
Title applications submitted until Oct. 2, 2017, for vehicles registered in the affected counties will receive flood title designation unless the title application is accompanied by a natural disaster disclosure statement signed by the previous owner (at the time of the storm) declaring that the vehicle was not in a natural disaster or was not damaged.
 
Dealers presented with such vehicles should take the following steps:
 
• Check the National Insurance Crime Bureau's database of known flood damaged vehicles.  If a vehicle appears on the NCIB list as a flood damaged vehicle, it will receive a flood branded title.
 
• If the vehicle is not on the NCIB list but was registered in Florida, Georgia, North Carolina, or South Carolina, check the list to determine whether the vehicle was registered in one of the ZIP codes that was declared a natural disaster area.
 
• If the vehicle was registered in a ZIP code that was declared a natural disaster area, then an Illinois title application must be accompanied by a natural disaster disclosure statement signed by the owner declaring that the vehicle was not located in a natural disaster area or was not damaged.  
 
 

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